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What is an insurance actuary?

An insurance actuary helps insurance companies determine investment risks and keep enough money in reserve to pay potential insurance claims.

What does a life actuary do?

Life actuaries, which includes health and pension actuaries, primarily deal with mortality risk, morbidity risk, and investment risk. Products prominent in their work include life insurance, annuities, pensions, short and long term disability insurance, health insurance, health savings accounts, and long-term care insurance.

What is an example of an actuary?

For example, actuaries can explain how insurance premiums are determined, the role of actuarial principles in insurance markets, and how theoretical actuarial and economic principles can guide expectations of regulatory impacts.

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